Human development and insurance penetration in Muslim countries

Appendix Six


HDI
rank
1998 Country
Muslim population
(%)
2000 HDI value
1998 GDP per capita
(PPP US$)
1998 Insurance density:
Premiums
per capita
1998
(USD) Insurance penetration:
premiums
as a share of GDP 1998 (%)
World
population
1998
(%) World insurance
market
1998
(%)
32 Brunei 67 0.848 16,765 - - 0.3 -
36 Kuwait 100 0.836 25,314 97.8 0.79 1.8 0.01
41 Bahrain 100 0.820 13,111 191.8 1.95 0.6 0.01
42 Qatar 95 0.819 20,987 271.9 1.66 0.6 0.01
45 UAE 96 0.810 17,719 253.4 1.43 2.4 0.03
61 Malaysia 59 0.772 8,137 133.4 4.02 21.4 0.13
72 Libya 97 0.760 6,697 35.9 0.23 5.3 0.01
75 Saudi Arabia 100 0.747 10,158 39.1 0.52 20.2 0.04
82 Lebanon 70 0.735 4,326 140.4 2.69 3.2 0.02
85 Turkey 99.8 0.732 6,422 33.1 1.06 64.5 0.10
86 Oman 99 0.730 9,960 58.5 0.87 2.4 0.01
89 Maldives 100 0.725 4,083 - - 0.3 -
90 Azerbaijan 93.4 0.722 2,175 - - 7.7 -
92 Jordan 94 0.721 3,347 29.8 1.90 6.3 0.01
94 Albania 70 0.713 2,804 - - 3.1 -
97 Iran 99 0.709 5,121 18.6 0.67 65.8 0.05
98 Kyrgyzstarn 75 0.706 2,317 - - 4.6 -
100 Turkmenistan 89 0.704 2,550 - - 4.3 -
101 Tunisia 98 0.703 5,404 35.4 1.65 9.3 0.02
106 Uzbekistan 88 0.686 2,053 - - 23.6 -
107 Algeria 99 0.683 4,792 9.1 0.54 30.1 0.01
109 Indonesia 88 0.670 2,651 5.8 1.27 206.3 0.06
110 Tajikistan 85 0.663 1,041 - - 6.0 -
111 Syria 91 0.660 2,892 23.0 0.52 15.3 0.02
119 Egypt 94 0.623 3,041 8.5 0.65 66.0 0.02
124 Morocco 99 0.589 3,305 33.8 2.60 27.4 0.04
126 Iraq 97 0.583 3,197 - - 21.8 -
135 Pakistan 97 0.522 1,715 2.9 0.66 148.2 0.02
137 Comoros 98 0.510 1,398 - - 0.7 -
143 Sudan 73 0.477 1,394 - - 28.3 -
146 Bangladesh 88.3 0.461 1,361 - - 124.8 -
147 Mauritania 100 0.451 1,563 - - 2.5 -
148 Yemen 99.9 0.448 719 - - 16.9 -
149 Djibouti 94 0.447 1,266 - - 0.6 -
151 Nigeria 50 0.439 795 2.7 0.86 106.4 0.02
154 Côte d’Ivoire 60 0.420 1,598 12.0 1.53 14.3 0.01
155 Senegal 94 0.416 1,307 - - 9.0 -
156 Tanzania 50 0.415 480 - - 32.1 -
159 Eritrea 50 0.408 833 - - 3.6 -
161 Gambia, The 90 0.396 1,453 - - 1.2 -
162 Guinea 85 0.394 1,782 - - 7.3 -
165 Mali 90 0.380 681 - - 10.7 -
167 Chad 50 0.367 856 - - 7.3 -
171 Ethiopia 50 0.309 574 - - 59.6 -
172 Burkina Faso 50 0.303 870 - - 11.3 -
173 Niger 97 0.293 739 - - 10.1 -
174 Sierra Leone 60 0.252 458 - - 4.6 -

HDI (Human development index) – composite index based on life expectancy, educational attainment and standard of living. A HDI below 0.500 reflects low human development and well being.

Source: UNDP (2000), Felahi (2001), Sigma (1999), Sigma (2000).